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Privacy Policy

This Privacy Policy explains how MyACA AI handles information people choose to provide while using the website, quote tools, Maria AI assistant, contact form, and HealthSherpa-powered enrollment links.

Last updated October 2, 2026

Who we are

Tadeo DeCastro currently operates MyACA AI personally as an independent health insurance assistance website. MyACA AI is not HealthCare.gov, CMS, a government agency, HealthSherpa, or an insurance carrier.

Information you may provide

The site may collect quote inputs such as ZIP code, county, household size, estimated income, applicant age, gender, tobacco use, pregnancy status, parent or caretaker status, and other coverage information. Contact form information may include name, phone, email, message, selected plan interest, and quote details included in an email draft.

Analytics and cookies

MyACA AI uses Google Analytics 4 with Measurement ID G-XQS5YCQ7E9 to understand site usage and performance. Custom Google Analytics events are designed to exclude quote personally identifiable information such as name, email, phone, DOB, ZIP, exact income, application data, policy IDs, HealthSherpa IDs, and health information.

Third-party services

MyACA AI uses HealthSherpa for county lookup, ACA quoting, and enrollment-session handoff. MyACA AI uses OpenAI API services to power Maria AI. The homepage embeds Google reviews through Elfsight. Loading the widget connects your browser to Elfsight and its delivery services, which receive technical request information such as your IP address and browser information. The widget displays public Google reviews; MyACA AI does not send quote or contact form entries to it through this integration. The site may link to carrier resources, plan documents, provider directories, formularies, HealthSherpa enrollment pages, phone links, email links, and other third-party destinations with their own practices and policies.

Retention, choices, and contact

Information may be retained only as reasonably necessary for the purposes described in the policy, legitimate business and operational needs, applicable legal or compliance obligations, and service-provider operations, subject to actual practices. You can choose not to submit quote information, use Maria, submit the contact form, or click enrollment links. Operator: Tadeo DeCastro. Questions can be sent to decastrotadeo@gmail.com or by calling 561-287-0543.

MyACA AI is operated by Tadeo DeCastro of All States Health Consultants.

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